ESTO installment

ESTO Installment Payments – Don't want to pay the full amount at once? Pay in installments!

Choose ESTO installment payments when paying for products or services – the most affordable, convenient and fastest installment payment solution in Estonia! Add the products to your shopping cart, confirm your order and select ESTO installment payments as your payment method. Choose a suitable repayment period and monthly installment amount, then conveniently sign the agreement digitally using your ID card or Mobile-ID.

ESTO installment payments offer an extremely fast and convenient payment solution that allows you to create a repayment schedule based on your selected period and pay in monthly installments. The solution makes credit decisions in real time and allows you to complete your purchase in less than 60 seconds.

IMPORTANT! Every installment payment agreement is a financial obligation. Before entering into an installment payment agreement, please carefully review the relevant terms and conditions and consult a specialist if necessary.

ESTO installment payments are provided by ESTO AS (registration number 14180709).

The standard terms of ESTO installment payments are as follows:

Interest rate starting from 0%
Contract fee starting from €0
Repayment period up to 4 years

ESTO installment payments are available to all citizens of the Republic of Estonia aged 18–70. ESTO installment payments can also be arranged quickly and conveniently for legal entities.

Every financial decision involves risks and obligations, so we ask you to carefully consider the need for credit products. For example, for a loan amount of €1,500 over 12 months with a fixed annual interest rate of 14.90% and a contract fee of €14.90, the annual percentage rate of charge (APR) is 34.74%, the monthly payment is €146.37, and the total amount repayable by the consumer is €1,756.68. Installment payments are a financial obligation. Before making a decision, please carefully review the agreement terms and conditions and, if necessary, consult an employee of ESTO AS or another qualified specialist.